Here's what else has been going on:
Wells Fargo was in the hot seat this week because thousands of their employees opened phony accounts, moved their customers' money to the new accounts without the customers' permission, and then charged those customers overdraft fees when the original account dropped below zero. Why did the employees do this? To exceed their quotas for account openings. Wells Fargo has fired 5,300 employees in the aftermath.
This article from The Financial Brand addresses a long-standing problem that banks and credit unions face in becoming a truly digital bank: Short-term thinking, driven by quarterly results. That is, bankers need to focus on proactive measures that might even be painful for the next few years if they want to lay the foundation to become a digital bank.