Most FIs see only the accounts they hold. MX connects, cleanses, and categorizes the rest so your systems can read it the same day it lands.
Broad coverage, connections that hold, and enhanced data your team acts on. Each capability, with the proof it earned.
One integration reaches deposit accounts, cards, loans, and held-away balances across banks, credit unions, and fintechs. The result is every account your consumers hold, in one view.
Banks, credit unions, and fintechs covered, 85% of digital banking providers, 200M+ consumers.
Token-based, OAuth-first connections and modern methods keep data flowing, so a verification or a balance check does not fail at the moment a consumer needs it. Reliability is the difference between a demo and a deployment.
Connection success, powering $1.1T closed across 3.1M mortgage loans. Informative Research
Aggregation is the start of intelligence, not the end. MX cleanses, categorizes, and enhances every transaction, so the aggregated data is ready for analytics, insights, and action the moment it lands.
Merchants recognized, across 21 categories and 98 subcategories.
Banks and credit unions using MX to make consumers financially stronger, and the numbers they moved.
more switches, Central Pacific Bank.
See the path >more in under 3 weeks at First Foundation Bank.
See the path >more logins, engaged users. OneUnited Bank.
See the path >higher balances, accounts last 2x as long. Top 5 U.S. bank.
See the path >lift on loan applications. BECU.
See the path >more switches, Central Pacific Bank.
See the path >more in under 3 weeks at First Foundation Bank.
See the path >higher balances, accounts last 2x as long. Top 5 U.S. bank.
See the path >lift on loan applications. BECU.
See the path >more switches, Central Pacific Bank.
See the path >more in under 3 weeks at First Foundation Bank.
See the path >more logins, engaged users. OneUnited Bank.
See the path >Consumers link every account they hold in seconds, on-us and held-away, over a secure OAuth flow.
MX cleans and categorizes every transaction into clear, structured data your systems can read.
Customer Analytics turns the enhanced data into segments and signals: who is ready to move, borrow, or drift.
Reach the right consumer at the right moment and turn the picture into deposits, loans, and lasting primacy.
Case Study
Central Pacific Bank embedded MX-powered direct deposit switching into its mobile app, turning paycheck movement into a repeatable growth motion.
"We embedded our direct deposit switch into the mobile app, and the results have been unbelievable. The day we put it on a mobile device, we had 60 conversions in the first week."
Jason Lazzerini, EVP & Chief Digital Officer, Central Pacific Bank
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Case Study
BECU used enhanced data to make its outbound marketing relevant and timely, surfacing borrowing intent and lifting loan application volume.
"Not only are we getting the results we hoped for, such as incremental lift on application volume, but these email campaigns are increasing engagement with our members overall."
Brian Knollenberg, VP, Digital Marketing & Analytics, BECU
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Case Study
Evansville Teachers FCU used MX Insight & Target to spot card-ready members and move spend back on-us, multiplying balance transfers and new-card acceptance.
"It's a testament to the information that we're able to get out of Insight & Target, and it's so very important to the service, to use that data to help our members, save them money, and move them toward our products and services."
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Case Study
By pairing data aggregation and AI with real-time personalized insights, OneUnited Bank deepened engagement and helped customers build balances.
"By utilizing data aggregation and artificial intelligence to provide real-time personalized financial insights, OneUnited Bank and MX are fulfilling the promise of economic growth that comes from creating a more financially literate society."
Kevin Cohee, Chairman & CEO, OneUnited Bank
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Talk to MX about turning account aggregation into deposit, loan, and card growth.
A complete financial picture is the foundation of wellness, and it starts with aggregation.
Optimism and anxiety, side by side, how consumers really feel about their money heading into 2026.
Sharing data out isn't a compliance cost, it's the fastest path to primacy. Open banking, done right, compounds into loyalty.
Stronger engagement drives stronger financial wellness, and the data shows how the two reinforce each other.
What consumers care about is shifting fast. Here's what the latest MX research shows.
When fraud wears the face of trust, consumers lose. Seeing what flows through the pipe is how you stop it.
What people ask before they connect an account, and what your team asks before you buy.
To aggregate accounts means to bring every account a person holds, at your institution and everywhere else, into one connected view. The consumer gives permission for each connection. Balances and transactions then come back in one place, updated automatically. Account aggregation is the name for that connection layer. To the consumer it looks like one screen. A financial institution sees the whole picture for the first time, rather than the slice held in house.
Account aggregators, like MX, access financial data with the consumer's permission, through a connection the institution can see and control. The modern method is a token-based OAuth connection: the consumer approves it at their own bank, the bank issues a token instead of a password, and the consumer can revoke access at any time. Older methods require handing over a username and password, which is less secure and breaks more often. MX connects across banks, credit unions, and fintechs, and uses token-based connections wherever they exist.
It shows you what you could not see before. Once the accounts outside your walls are connected, you see who just moved a paycheck, who is carrying a balance somewhere else, and who is ready to borrow. That turns into things you act on: more direct deposit switches, better loan decisions, and a net worth view that gives consumers a reason to come back. Central Pacific Bank saw 37x more direct deposit switches in six months after embedding MX-powered switching in its mobile app.
Aggregation is the start of intelligence, not the end of a data pull. Raw transaction data arrives messy: cryptic merchant strings, no categories, duplicates. MX cleanses, categorizes, and enhances every transaction on the way through. Financial data aggregation done this way produces data your analytics and your campaigns use the day it lands, rather than a feed your team has to clean first. That is the difference between a connection and something you act on.
Independently audited controls for security and availability
Card data handled to payment-industry standards.
A public report you can read without an NDA
Aligned with California consumer-privacy rules.
Aligned with EU data-protection requirements.
