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Instant Account Verifications

Instant. Secure. Smart.

Account and Identification Verifications

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Verifying accounts and identities can be slow...

...with a single connection method that relies only on microdeposits.

MX provides fast, reliable verification technologies to help organizations better manage risk, protect against cyberattacks, and maintain regulatory compliance. MX reduces your reliance on manual verification processes with instant account verifications (IAV) and account owner identification.

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Organizations can verify accounts in less than 5 seconds with the latest security standards through direct OAuth connections, eliminating reliance on microdeposits.


Financial institutions and fintechs can confirm account and routing information instantly with token-based connections that avoid human error and ensure credentials are never shared.


Fraud detection gets smarter with data to quickly and easily identify abnormalities in transaction history and location data.


Consumers can easily connect their financial accounts to fund payments — and businesses can pre-validate account balances in seconds for seamless payments that decrease risk and reduce NSF fees.

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Why MX

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Instantly verify the majority of depository accounts within seconds through industry and MX OAuth connections

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Quickly verify accounts across more than 6,900+ financial institutions in the U.S. and Canada

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Gain confidence with guaranteed OAuth connection success rates higher than 90%

See a Demo

Learn more about how MXapi enables instant account verifications.

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