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Balance Checks

Verified. Accurate. Secure.

Rapid Balance Checks

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Overdraft fees or declined payments are…

…embarrassing and expensive for consumers, and costly and cumbersome for organizations.

MX helps financial institutions and fintechs verify account balances quickly to streamline processes, reduce risk, and deliver a better customer experience.

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Organizations can verify account balances in less than 5 seconds with reliable connectivity.


Mitigate ACH returns and protect against NSF and overdraft fees by having a clear view into available funds.


Reduce risk with pre-screened account data for blacklisted and OFAC accounts, and tokenized connections.


MX makes it easy for companies to access accurate information to fund accounts more quickly.

Who wants to get an ACH payment that doesn’t go through? MX gives us the ability to check their account balance to verify funds are there before we try and process that ACH payment. MX gives us direct access to that data so we can make intelligent decisions to prevent a lot of headaches down the road.
Larry Talley
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Why MX

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Instantly verify more than 90% of depository accounts within seconds

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Quickly verify accounts across more than 6,500 financial institutions in the U.S. and Canada

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Approximately 99% of U.S. financial accounts verified with instant account verifications and microdeposits

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Seamless Connectivity and Instant Account Verifications

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See a Demo

Learn more about how MX unlocks the value of financial data.

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