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Payment Verifications

MX enables financial providers to quickly verify financial data including direct deposit account information, account balances, and account owners to ensure a smoother experience for consumers and help mitigate risk. Help protect consumers from fraud and mitigate risk for your business with instant account verifications (IAV), account owner verifications, balance checks, and more.

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Why Fast, Secure Payment Verifications Matter

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How MX Helps

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Validate bank accounts and other financial accounts in less than 5 seconds with the latest security standards through direct OAuth connections, eliminating reliance on microdeposits

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Confirm account and routing information instantly with token-based connections that avoid human error and ensure credentials are never shared

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Connect to financial accounts and pre-validate account balances in seconds for seamless payments without the associated fees of credit cards and other methods

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Leverage token-based APIs between MX and payment processors for more flexible and secure data sharing to fuel money movement and more

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Mitigate ACH payment returns and protect against NSF and overdraft fees by having a clear view into available funds to make a payment or transfer

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Improve the money movement experience by eliminating a reliance on microdeposits to verify an account and instantly check account balances before a payment is processed

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Explore Solutions

    Account and Owner Verifications

  • MX provides fast, reliable verification technologies to help organizations better manage risk, protect against cyberattacks, and maintain compliance. MX reduces your reliance on manual verification processes with instant account verifications (IAV) and account owner identification.

  • Rapid Balance Checks

  • MX helps financial institutions and fintechs verify account balances quickly to streamline processes, reduce risk, and deliver a better customer experience.

  • Data Access that Drives Results

  • MX offers a secure, open finance Data Access API platform built on FDX standards that improves the data sharing experience and enables financial institutions to better monitor and manage where data is shared.

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Learn More about the Benefits of Instant Account Verification

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Leading Companies and Partners Build with MX

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Ready to Get Started?

Learn more about how MX can improve your customer’s journey, uncover growth opportunities, and help you innovate faster.