Bankrate
By David McMillin
October 26, 2020

Following a budget is indeed part of personal financial management, but PFM has evolved into something much bigger, says Nate Gardner, chief customer officer at MX, a company that builds products for banks and credit unions such as U.S. Bank, Barclays and BBVA.

“The mobile experience of using a financial tool should feel equivalent to what Tesla is in the auto industry,” Gardner says. “Instead of just driving you from point A to point B, it should also watch out for your safety and give you warnings about where to turn and how to avoid accidents.”

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