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Everyware® Partners with MX to Deliver Real-Time Payments and Open Banking with Pay By Text

May 2, 2022|0 min read

AUSTIN, TX (Monday, May 2, 2022) – Everyware, a leading contactless payments and customer engagement solutions company, announces the expansion of its Pay By Text options by offering real-time payments (RTP) and its open banking approach to financial data. The RTP and open banking experience, along with security enhancements, are made possible through Everyware’s partnership with MX, the leader in Open Finance. Combining an open banking approach with RTP modernizes the customer relationship and enables better digital access to financial services and data.

Real-time payments enable instant, around-the-clock electronic payments, transferring funds from one bank to another. Paired with open banking best practices, which creates a two-way information exchange between personal financial data and connected services, Everyware and MX’s partnership forms direct access to share information both ways. It provides extremely fast, convenient, and safe payments under the consumer’s discretion. 

In 2020, more than 70.3 billion real-time payments transactions were processed globally, an increase of 41 percent over the prior year (ACI Worldwide). Open Banking and RTP mean consumers have the control over their information and how they want to share it. They can easily pay merchants by text message, with the guarantee that funds are available and instantly transferred.

“We are the only contactless payments company to deliver the RTP payment option, and offer RTP payments to remove a significant level of risk with verified accounts and sufficient balance checks,” said  Everyware Founder and CEO Larry Talley. “Together with MX, we're enabling a convenient, instant, and secure payment experience for our customers.”

With the Everyware and MX integration, merchants can easily send secure invoices by text message, which can be paid through an MX-verified bank account containing a confirmed account balance sufficient to cover the payment amount. While maintaining security is the highest priority for Everyware, MX also enhances the Everyware RTP payment experience by enabling customers to quickly look up and connect their bank accounts without having to leave the payment screen. For consumers and merchants, Open Banking and RTP are making payments easy and secure. 

“Everyware is a great example of how a seamless account connecting user experience can be powered with our open finance platform,” said Brett Allred, Chief Product Officer, MX. “Open Banking involves building a more connected, frictionless, and secure financial ecosystem and we’re proud to team up with Everyware in that mission.”

To learn more about how to become an MX partner, please contact

For more information, visit Everyware at or follow on Facebook, Twitter, Instagram and LinkedIn.


Launched by Larry Talley and Scott Orlinsky in 2015, Everyware is a leading contactless payments and customer engagement solutions company. Everyware offers simple billing solutions for organizations in a wide variety of industries helping companies collect payments and connect with customers, especially through text messaging, the ultimate contactless technology. The company helps clients to boost revenue, reduce chargebacks and refunds, as well as improve customer service. There is no other highly secure, mobile communication platform and payment gateway on the market that combines these tools to meet the demand. It is the most straightforward, simple and scalable Pay By Text platform that has the capability to work alongside existing systems with easy integration.


MX, a leader in Open Finance, helps organizations everywhere connect to the world’s financial data and turn raw, unstructured data into their most valuable asset to deliver intelligent and personalized money experiences. MX connects more than 13,000 financial institutions and fintechs providing the industry’s most reliable and secure data connectivity network. Additionally, MX powers 85% of digital banking providers, as well as thousands of banks, credit unions, and fintechs, with a combined reach of over 200 million consumers. To learn more, follow us on Twitter @MX or visit


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